April 2007

Note: My house blog took me almost a year to complete. Now that I’m no longer posting updates to this blog, I displayed my posts in ascending order from oldest to newest so it reads more like a story.

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This blog is primarily for my family and close friends who want to know what’s been going on with my house. It’s been two years since I bought my very first starter home … patience ;) My little fixer-upper house will become a home … and SOON! In the very near future I’ll be getting a loan and hope to get ALL my home repairs done this summer. Maybe I’ll even move in by the end of the summer! YAY! So I’m starting this blog now because hopefully once I get the loan, repairs will move along very quickly. I’m SO excited! Yay yay yay!!! :) Here’s a video clip of what my house currently looks like … Don’t be scared ;)

I KNOW it looks REALLY SCARY but I’m brave! It WILL get all fixed! So help me God IT WILL GET DONE! :) Recent work done: Kitchen wall removed Moldy drywall in laundry room removed Livingroom wall removed Bedroom wall removed Part of hallway subfloor removed Sinks and toilets removed Both bathroom subfloors removed 99% of work done was by my friend Aaron. More work will be done SOON! Next major repair will be repairing the support beam and leveling the floors throughout the house. I’ll videotape more as new repairs get done! Wish me luck! :) And here’s a picture I just took after mowing the lawn at my house for the first time this spring :)

I took the picture with my cell phone, so it’s not the best quality. Trust me, my yard is prrrrrretty ;) I love mowing. I’ll be adding to this blog with new updates, photos and videos as new repairs get done. I can’t wait to get started!!! :)

 

Wednesday, April 25, 2007

Well, I went to the bank after work today to see about getting a home equity loan. They said, “No. You’re not eligible for this loan because you’re not currently residing in the home.” I said, “Well I can’t live in the home until repairs are done.” They said, “Well you’re not eligible for a home equity loan, but maybe you can take out a second mortgage. I’ll call another loan officer and ask.” And the other loan officer said, “No. You’re not eligible for this loan because the home is inhabitable.”

I can’t believe this. It never even occurred to me that I wouldn’t get a loan for my home repairs. I have perfect credit and I own my home free and clear. No mortgage. Still, they said no.

I’m not sure what my next move is, but I’ll figure it out.
Keep you all posted :)

Friday, April 27, 2007

Well, I spoke to my loan officer again today and after pleading my case once again … she said that I most likely will be able to get a 2nd mortgage loan! Yay!!! I’m so happy! It will be a low fixed interest rate and low monthly payments. Everything sounds good so far. First, she wants me to get estimates on EVERYTHING that needs to be repaired in my home. So I’ve already been setting up appointments with several contractors to get estimates for new ceilings/drywall/insulation, new flooring/subflooring, new doors, driveway paving, new gutters, and support beam repair. Once I get all my estimates, an appraiser will look over the costs and then I’ll receive my loan! Fingers crossed :)

I hope everything works out. I can’t stop smiling I’m so excited! YAYYY!!!
Keep you posted! :)